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LA Fitness $200,000 Vandalism Claim Should Be An Insured Loss
Posted on Apr 05, 2010
Channel 13 KTRK is reporting that vandals broke into an LA Fitness on Highway 6 in Ft. Bend County, Texas early Sunday morning through a front window to the fitness club. The vandals emptied fire extinguishers, four one-gallon paint cans, juice, food and started a small fire which activated the fire extinguishing system spewing water all over the club. In total, it is estimated that the fitness club sustained $200,000 worth of damage.
Most commercial and residential insurance policies contain insurance coverage for acts of vandalism. Vandalism is often defined as "the willful and malicious damage to, or destruction of, the described property." Interestingly, most policies exclude the breakage of glass, but cover damage to property other than glass which occurs when burglars enter or exit a building. Furthermore, specific acts of vandalism may be excluded under some policies such as damage caused by changes in temperature resulting from opernings caused by vandalism or damage caused by an arson fire. Prior to settling its claim, LA Fitness would be well advised to retain a policyholder's attorney to review their coverage.
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Durrett Law Firm is located in Houston, Texas, and serves clients in the following surrounding TX areas:
Counties: Harris County, Ft. Bend County, Brazoria County, Galveston County, and Jefferson County.
Cities: Houston, Pasadena, Beaumont, Galveston, Bellaire, West University, Friendswood, Humble, Katy, Pearland, Tomball, Spring, South Houston, Webster, Waller, Missouri City, Bryan, Willis, Conroe, Baytown, and Stafford.