Insurance policies are meant to protect you in the case of disaster and property damage - but all too often insurance companies force their policyholders to fight for the rightful compensation that they need and deserve. Located in Houston, Texas, and serving the surrounding area, Durrett Law Firm represents those whose insurance claims have been wrongfully denied, delayed, or underpaid.
Survival in the wake of an unforeseen disaster can be overwhelming - your home may be unlivable, leaving you without a place to stay. Your business may have to indefinitely close its doors, cutting off your income. Your entire future may be uncertain. But during this unthinkable stressful and difficult time, your insurance company may try to take advantage of your vulnerable state by acting in bad faith.
What are some examples of insurance company bad faith tactics?
- Your insurance company fails to provide you with a reasonable explanation for the denial of your claim.
- Your insurance company fails to conduct a reasonable investigation into your claim or does not investigate your claim at all before denying it.
- Your insurance company fails to confirm, deny, or delay your claim in a reasonable amount of time.
- Your insurance company fails to communicate important information about your claim to you.
- Your insurance company offers you substantially less money than the value of your claim.
At Durrett Law Firm, we work tirelessly to defend the rights of policyholders. We understand that after your property has been damaged by a wind, water, or fire, you do not have the time, energy, or information to fight the bureaucracy and red tape of your insurance company - and we know the tricks and tactics that they employ in order to keep your money.
Houston, Texas, is especially susceptible to natural disasters like hurricanes and tropical storms. In 2008, Hurricane Ike, the third most costly hurricane in United States history, devastated thousands of homes and lives throughout Galveston and Houston. Other disasters can also lead to property damage and wrongfully denied or delayed insurance claims:
- A pipe bursts in your office building, ruining millions of dollars of hardware and closing your business for weeks.
- A kitchen fire in your home is controlled by fire fighters, but leaves your house and possessions severely damaged by smoke.
- A tropical storm causes a nearby river to flood, leaving the first floor of your house water damaged and moldy.
- Your house suffers significant foundation damage, rendering it useless - but your insurance company claims that you are not covered.
- Your insurance company pays your wind damage claim after a powerful hurricane, but only gives you a fraction of what you are owed.